IRS Notice CP53A: Refund Direct Deposit Failed
Your direct-deposit refund couldn't be delivered; a paper check will be mailed.
- Response deadline
- No response required
- Category
- Refund & Adjustment
- Severity
- Low
What does an IRS CP53A notice mean?
A CP53A tells you the IRS could not deposit your refund directly into the bank account you provided, so it will mail a paper check instead. The notice may explain that the deposit was rejected by the bank or that the account information did not match.
Why did you receive a CP53A?
The routing or account number was incorrect, the account was closed, or the name on the return did not match the bank account, causing the bank to reject the deposit.
How to respond to a CP53A notice
Confirm the correct mailing address is on file so the paper check arrives, and double-check your bank details for future filings. No further action is usually needed beyond waiting for the mailed check.
What happens if you ignore it?
The refund will be mailed to your address on record. If that address is wrong, the check may be returned (see CP53), delaying your refund until you update your information.
Common resolutions
- Verify bank info
- Wait for a mailed check
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For informational purposes only. Not legal, tax, or medical advice.